Then get access to your full credit limit after making an in-store purchase.

Activate your physical card

See your available credit, upcoming payments, PIN for cash advances and more.

Track your account activity

You'll never have to worry about missing a payment again.

Set up Autopay

Manage your card with the Zable app

Track your spending and payments all in one place on our modern, easy-to-use app.

Easily manage your transactions

No robots, just people. Get help in minutes through our chat and phone lines.

Fast and friendly support

After approval, access to a virtual card gives you the ability to make purchases online immediately.

Start spending immediately

Zable Credit Card

Personal Loans with Personalised Rates. Quick decisions and excellent service. Get approved before you apply. Quotes don't impact your credit score.

Zable Personal Loans and Credit Cards. See your prequalified options with no impact to your credit score.  Quick decisions and excellent service, we’re rated Excellent on Trustpilot!

Fast Credit, Fair Rates

You can start spending straight away with your virtual card on the Zable app.

Instantly use your virtual card

Stay up to date and have a full view of your spending and payments.

Track your transactions and payments

Download the Zable app

Scan the QR code with your phone to download Zable

Available on the App Store or Google Play on your phone

Use your virtual card to make online purchases until you receive your physical card

Activate your card

3 easy steps to start using your card

Use the email you applied with:<break></break><email></email>

Log in with your email

Download the Zable app to get started

If approved, you can start spending straight away with your virtual card on the Zable app.

No robots, just people. Get help in minutes through our chat and phone lines

Pay on time and you may be eligible for an improved limit and APR in as little as 6 months

We’ll give you the boost you need

Why our customers love Zable

Track your spending and payments all in one place on our simple, easy-to-use app

Easily manage your spending

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Products

Review and sign the TILA and Promissory Note

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<para>Technology has the power to simplify our lives: that’s the principle on which we founded Zable in 2014 in the United Kingdom. While Zable in the US is relatively young, we’ve helped hundreds of thousands of borrowers in the UK. Getting a loan or credit card shouldn’t be a complicated or lengthy process in the digital age.</para><para>So, we built a platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.</para><para>There’s no need to fill in lengthy forms, deal with paper-based applications, wait days for a decision, wait in line in a branch, or get stuck in hold loops on overburdened customer service hotlines. Zable fixes all of that.</para><para><strong>Be smart about finance - choose Zable.</strong></para>

We offer a fast and seamless journey to our products: our technology makes things easy and straightforward.

Speed

Our customer service is available during business days by email or phone.

Service

Simplicity

Our team is here to support you, every step of the way

Access to instant spending

Apply in minutes

Get your money as early as today

If approved, select your term to find the rate that suits you best

Customise your loan

Set me up very quickly and had me paid the next business day. I have been referring anyone that asked me about this kind of service to this company.

Credit Made Easy,
Thanks to Zable

Zable Credit Card

Easily manage your spending

Access to instant spending

Fast and friendly support

Personal loans

Apply in minutes

Customise your loan

Get your money as early as today

We have served over 1 million happy customers worldwide

Featured in

We're happy to help

Credit Made Easy,Thanks to Zable

Zable Credit Card

Easily manage your spending

Access to instant spending

Fast and friendly support

Personal loans

Apply in minutes

Customise your loan

Get your money as early as today

We have served over 1 million happy customers worldwide

Featured in

We're happy to help

Credit Made Easy,
Thanks to Zable