Credit Report Authorization

You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your application for credit. You also authorize us to obtain consumer credit reports from time to time and any other information about you in connection with any legal purpose, including:

• extensions of credit on your account;
• the administration, review or collection of your account; and
• offering you enhanced or additional products and services.

If you ask, we will tell you whether or not consumer credit reports were obtained and, if the reports were obtained, the name and address of the credit reporting agencies from which we obtained a report about you.

You understand that credit inquiries have the potential to impact your credit score.